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American Express · Credit cards

Blue Cash Preferred Card from American Express

High-tier cash back card with 6% cash back at US supermarkets (up to $6,000/yr), 6% on select US streaming subscriptions, and 3% on US gas stations and transit.

$95/yrAnnual fee

Not financial advice. Annual fees, APRs, bonuses and credits change. Confirm current terms with the issuer before you apply.

Compare with another product →Explore the specs
Annual fee
$95
Rewards rate
6% cash back at US supermarkets (up to $6,000 per year, then 1%), 6% on select US streaming subscriptions, 3% on transit and US gas stations, 1% on other purchases

A closer look.

Reasons to choose it

  • Market-leading 6% cash back at U.S. supermarkets (up to $6k/year)
  • 6% cash back on select U.S. streaming subscriptions
  • 3% cash back on transit and U.S. gas stations

Worth considering

  • $95 annual fee ($0 intro fee in first year for select offers)
  • 2.7% foreign transaction fee

Put it next to your other option.

15 published comparisons feature this product.

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Blue Cash Preferred Card from American Express

$95/yr

Blue Cash Everyday Card from American Express

$0/yr

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Blue Cash Preferred Card from American Express

$95/yr

Citi Strata Premier Card

$95/yr

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Blue Cash Preferred Card from American Express

$95/yr

Discover it Cash Back

$0/yr

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American Express Gold Card

$325/yr

Blue Cash Preferred Card from American Express

$95/yr

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Full specifications

Fees & Rates

Annual fee
$95
Regular APR
19.24% – 29.99% Variable APR
Foreign transaction fee
2.7% of each transaction after conversion to US dollars
Late fee
Up to $40

Rewards & Perks

Rewards rate
6% cash back at US supermarkets (up to $6,000 per year, then 1%), 6% on select US streaming subscriptions, 3% on transit and US gas stations, 1% on other purchases
Sign-up bonus
$250 statement credit after spending $3,000 in purchases in the first 6 months
Intro APR offer
0% intro APR on purchases and balance transfers for 12 months from date of account opening
Lounge access
No

Card Details

Credit neededOur summary
Good to Excellent (670–850)
Network
American Express
Card figures are from issuer materials and go stale. Credit-needed bands are our summary.Official Blue Cash Preferred Card from American Express terms (opens in a new tab)

Catalog snapshot: September 1, 2026. Published specifications, not independent lab tests.

View the official source ↗

Credit-card figures are from issuer materials and go stale. This is not an offer to lend, not financial advice, and not a recommendation to apply. Verify every fee, APR, bonus and credit on the issuer's site.

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Also worth a look.

A few common questions.

How much does Blue Cash Preferred Card from American Express cost?

Blue Cash Preferred Card from American Express has an annual fee of $95/yr (catalog snapshot as of 2026-09-01). This is based on published issuer terms and is not a live financial offer.

What are Blue Cash Preferred Card from American Express’s key specs?

Key specifications for Blue Cash Preferred Card from American Express include annual fee ($95) and rewards rate (6% cash back at US supermarkets (up to $6,000 per year, then 1%), 6% on select US streaming subscriptions, 3% on transit and US gas stations, 1% on other purchases).

What does Blue Cash Preferred Card from American Express compare against?

Blue Cash Preferred Card from American Express is compared head to head against Blue Cash Preferred Card from American Express vs Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express vs Citi Strata Premier Card, Blue Cash Preferred Card from American Express vs Discover it Cash Back, American Express Gold Card vs Blue Cash Preferred Card from American Express, The Platinum Card from American Express vs Blue Cash Preferred Card from American Express, and Bilt World Elite Mastercard vs Blue Cash Preferred Card from American Express.