Capital One · Credit cards

Capital One SavorOne Cash Rewards

No-annual-fee cash back credit card offering unlimited 3% cash back on dining, entertainment, grocery stores, and streaming.

$0/yrAnnual fee

Not financial advice. Annual fees, APRs, bonuses and credits change. Confirm current terms with the issuer before you apply.

Compare with another product →Explore the specs

Annual fee: $0
Rewards rate: 3% dining, entertainment, popular streaming & grocery stores; 1% all other purchases

A closer look.

Reasons to choose it

$0 annual fee and no foreign transaction fees
Unlimited 3% cash back on dining, entertainment, grocery stores, and popular streaming
0% intro APR on purchases and balance transfers for 15 months

Worth considering

No airport lounge access or luxury travel perks
Requires Good to Excellent credit score

Put it next to your other option.

15 published comparisons feature this product.

Choose another product →

Credit cards6 differences

American Express Gold Card

$325/yr

Capital One SavorOne Cash Rewards

$0/yr

Compare the differences

Credit cards8 differences

The Platinum Card from American Express

$695/yr

Capital One SavorOne Cash Rewards

$0/yr

Compare the differences

Credit cards7 differences

Capital One SavorOne Cash Rewards

$0/yr

Blue Cash Everyday Card from American Express

$0/yr

Compare the differences

Credit cards8 differences

Capital One SavorOne Cash Rewards

$0/yr

Blue Cash Preferred Card from American Express

$95/yr

Compare the differences

Full specifications

Fees & Rates

Annual fee: $0
Regular APR: 19.24% – 29.24% Variable APR
Foreign transaction fee: None (0%)
Late fee: Up to $40

Rewards & Perks

Rewards rate: 3% dining, entertainment, popular streaming & grocery stores; 1% all other purchases
Sign-up bonus: $200 cash bonus after spending $500 in first 3 months
Intro APR offer: 0% intro APR on purchases and balance transfers for 15 months
Lounge access: No (No airport lounge access)

Card Details

Credit neededOur summary: Good to Excellent (670–850)
Network: Mastercard

Card figures are from issuer materials and go stale. Credit-needed bands are our summary.Official Capital One SavorOne Cash Rewards terms

Catalog snapshot: September 1, 2026. Published specifications, not independent lab tests.

View the official source ↗

Credit-card figures are from issuer materials and go stale. This is not an offer to lend, not financial advice, and not a recommendation to apply. Verify every fee, APR, bonus and credit on the issuer's site.

Capital One SavorOne Cash Rewards issuer terms (opens in a new tab) · checked Sep 2, 2026

Keep your options open

Also worth a look.

Citi

Citi Double Cash Card

Straightforward no-annual-fee cash back card delivering 2% total on every purchase (1% when you buy, 1% when you pay).

$0/yrAnnual fee

View details Compare

Chase

Chase Freedom Unlimited

Versatile cash back credit card offering 1.5% base cash back, 3% on dining and drugstores, and 0% intro APR.

$0/yrAnnual fee

View details Compare

Bilt

Bilt World Elite Mastercard

Revolutionary $0 annual fee rewards card that earns points on rent with no transaction fee, plus 3X on dining and 2X on travel.

$0/yrAnnual fee

View details Compare

Chase

Chase Freedom Flex

No-annual-fee credit card featuring 5% cash back in quarterly rotating categories, 5% on travel via Chase, and 3% on dining and drugstores.

$0/yrAnnual fee

View details Compare

Wells Fargo

Wells Fargo Active Cash Card

Unlimited 2% cash rewards on purchases with $0 annual fee and cell phone protection up to $600.

$0/yrAnnual fee

View details Compare

Discover

Discover it Cash Back

No-annual-fee rewards card offering 5% cash back in quarterly rotating categories, 1% on all other purchases, and an unlimited dollar-for-dollar Cashback Match in your first year.

$0/yrAnnual fee

View details Compare

A few common questions.

How much does Capital One SavorOne Cash Rewards cost?

Capital One SavorOne Cash Rewards has an annual fee of $0/yr (catalog snapshot as of 2026-09-01). This is based on published issuer terms and is not a live financial offer.

What are Capital One SavorOne Cash Rewards’s key specs?

Key specifications for Capital One SavorOne Cash Rewards include annual fee ($0) and rewards rate (3% dining, entertainment, popular streaming & grocery stores; 1% all other purchases).

What does Capital One SavorOne Cash Rewards compare against?

Capital One SavorOne Cash Rewards is compared head to head against American Express Gold Card vs Capital One SavorOne Cash Rewards, The Platinum Card from American Express vs Capital One SavorOne Cash Rewards, Capital One SavorOne Cash Rewards vs Blue Cash Everyday Card from American Express, Capital One SavorOne Cash Rewards vs Blue Cash Preferred Card from American Express, Capital One SavorOne Cash Rewards vs Bilt World Elite Mastercard, and Capital One SavorOne Cash Rewards vs Capital One Venture Rewards Credit Card.