Bilt · Credit cards

Bilt World Elite Mastercard

Revolutionary $0 annual fee rewards card that earns points on rent with no transaction fee, plus 3X on dining and 2X on travel.

$0/yrAnnual fee

Not financial advice. Annual fees, APRs, bonuses and credits change. Confirm current terms with the issuer before you apply.

Compare with another product →Explore the specs

Annual fee: $0
Rewards rate: 3X dining, 2X travel, 1X rent (up to 100k pts/yr), 1X other (double on Rent Day 1st of month)

A closer look.

Reasons to choose it

Earn 1X points on rent payments up to 100,000 points per calendar year with $0 transaction fees
$0 annual fee and no foreign transaction fees
Valuable 1:1 transfer partners including Hyatt, United Airlines, and Air France/KLM

Worth considering

Must make at least 5 transactions each billing cycle to earn points
No traditional upfront sign-up welcome bonus

Put it next to your other option.

15 published comparisons feature this product.

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Credit cards6 differences

American Express Gold Card

$325/yr

Bilt World Elite Mastercard

$0/yr

Compare the differences

Credit cards8 differences

The Platinum Card from American Express

$695/yr

Bilt World Elite Mastercard

$0/yr

Compare the differences

Credit cards7 differences

Bilt World Elite Mastercard

$0/yr

Blue Cash Everyday Card from American Express

$0/yr

Compare the differences

Credit cards8 differences

Bilt World Elite Mastercard

$0/yr

Blue Cash Preferred Card from American Express

$95/yr

Compare the differences

Full specifications

Fees & Rates

Annual fee: $0
Regular APR: 20.74% – 28.74% Variable APR
Foreign transaction fee: None (0%)
Late fee: Up to $40

Rewards & Perks

Rewards rate: 3X dining, 2X travel, 1X rent (up to 100k pts/yr), 1X other (double on Rent Day 1st of month)
Sign-up bonus: None (earn points on monthly rent with no fee)
Intro APR offer: 0% intro APR for 0 months (none)
Lounge access: No (No airport lounge access)

Card Details

Credit neededOur summary: Good to Excellent (670–850)
Network: Mastercard World Elite

Card figures are from issuer materials and go stale. Credit-needed bands are our summary.Official Bilt World Elite Mastercard terms

Catalog snapshot: September 1, 2026. Published specifications, not independent lab tests.

View the official source ↗

Credit-card figures are from issuer materials and go stale. This is not an offer to lend, not financial advice, and not a recommendation to apply. Verify every fee, APR, bonus and credit on the issuer's site.

Bilt World Elite Mastercard issuer terms (opens in a new tab) · checked Sep 2, 2026

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A few common questions.

How much does Bilt World Elite Mastercard cost?

Bilt World Elite Mastercard has an annual fee of $0/yr (catalog snapshot as of 2026-09-01). This is based on published issuer terms and is not a live financial offer.

What are Bilt World Elite Mastercard’s key specs?

Key specifications for Bilt World Elite Mastercard include annual fee ($0) and rewards rate (3X dining, 2X travel, 1X rent (up to 100k pts/yr), 1X other (double on Rent Day 1st of month)).

What does Bilt World Elite Mastercard compare against?

Bilt World Elite Mastercard is compared head to head against American Express Gold Card vs Bilt World Elite Mastercard, The Platinum Card from American Express vs Bilt World Elite Mastercard, Bilt World Elite Mastercard vs Blue Cash Everyday Card from American Express, Bilt World Elite Mastercard vs Blue Cash Preferred Card from American Express, Bilt World Elite Mastercard vs Capital One Venture Rewards Credit Card, and Bilt World Elite Mastercard vs Chase Freedom Flex.