Chase · Credit cards

Chase Freedom Unlimited

Versatile cash back credit card offering 1.5% base cash back, 3% on dining and drugstores, and 0% intro APR.

$0/yrAnnual fee

Not financial advice. Annual fees, APRs, bonuses and credits change. Confirm current terms with the issuer before you apply.

Compare with another product →Explore the specs

Annual fee: $0 (No annual fee)
Rewards rate: 5% travel via Chase, 3% dining & drugstores, 1.5% unlimited on all other purchases

A closer look.

Reasons to choose it

No annual fee with 3% cash back on dining and drugstores
15 months 0% intro APR on purchases and balance transfers
Pairs seamlessly with Sapphire cards to pool Ultimate Rewards points

Worth considering

3% foreign transaction fee on foreign purchases
Requires Sapphire card to transfer points to airline partners

Put it next to your other option.

15 published comparisons feature this product.

Choose another product →

Credit cards8 differences

American Express Gold Card

$325/yr

Chase Freedom Unlimited

$0/yr

Compare the differences

Credit cards9 differences

The Platinum Card from American Express

$695/yr

Chase Freedom Unlimited

$0/yr

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Credit cards9 differences

Capital One Venture X Rewards

$395/yr

Chase Freedom Unlimited

$0/yr

Compare the differences

Credit cards7 differences

Chase Freedom Unlimited

$0/yr

Blue Cash Everyday Card from American Express

$0/yr

Compare the differences

Full specifications

Fees & Rates

Annual fee: $0 (No annual fee)
Regular APR: 20.49% – 29.24% Variable APR
Foreign transaction fee: 3% of each transaction in U.S. dollars
Late fee: Up to $40

Rewards & Perks

Rewards rate: 5% travel via Chase, 3% dining & drugstores, 1.5% unlimited on all other purchases
Sign-up bonus: $150 bonus (or extra 1.5% on all spend up to $20k in first year) after $500 spend
Intro APR offer: 0% Intro APR for 15 months from account opening on purchases and balance transfers
Lounge access: No

Card Details

Credit neededOur summary: Good to Excellent (670–850)
Network: Visa Signature

Card figures are from issuer materials and go stale. Credit-needed bands are our summary.Official Chase Freedom Unlimited terms

Catalog snapshot: September 1, 2026. Published specifications, not independent lab tests.

View the official source ↗

Credit-card figures are from issuer materials and go stale. This is not an offer to lend, not financial advice, and not a recommendation to apply. Verify every fee, APR, bonus and credit on the issuer's site.

Chase Freedom Unlimited issuer terms (opens in a new tab) · checked Sep 2, 2026

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A few common questions.

How much does Chase Freedom Unlimited cost?

Chase Freedom Unlimited has an annual fee of $0/yr (catalog snapshot as of 2026-09-01). This is based on published issuer terms and is not a live financial offer.

What are Chase Freedom Unlimited’s key specs?

Key specifications for Chase Freedom Unlimited include annual fee ($0 (No annual fee)) and rewards rate (5% travel via Chase, 3% dining & drugstores, 1.5% unlimited on all other purchases).

What does Chase Freedom Unlimited compare against?

Chase Freedom Unlimited is compared head to head against American Express Gold Card vs Chase Freedom Unlimited, The Platinum Card from American Express vs Chase Freedom Unlimited, Capital One Venture X Rewards vs Chase Freedom Unlimited, Chase Freedom Unlimited vs Blue Cash Everyday Card from American Express, Chase Freedom Unlimited vs Blue Cash Preferred Card from American Express, and Chase Freedom Unlimited vs Bilt World Elite Mastercard.