American Express
Blue Cash Preferred Card from American Express
Credit cards
$95/yrAnnual fee
Explore this product Your shortlist, side by side
Blue Cash Preferred Card from American Express vs Blue Cash Everyday Card from American Express
Find the differences that matter for your next decision.
American Express
Blue Cash Everyday Card from American Express
Credit cards
$0/yrAnnual fee
Explore this product What matters most to you?
Start with all rankable specifications, or focus on a particular use.
Your starting point
Tied overall. Blue Cash Everyday Card from American Express charges less a year.
- The 2 rankable overall specs split 1 to 1.
- Saves $95 a year in fees.
How we reached this
We compare the published specifications relevant to your priority. Each rankable specification counts once; your selected requirements can rule a product out. This is a guide to the numbers, not a laboratory performance score.
The trade-off to know
Blue Cash Everyday Card from American Express: 2.7% foreign transaction fee
Look at the differences ↓Refine your requirements
What would rule one out?
Side by side
The differences, in detail.
Start with the key specs, then explore as much as you need.
| What you’re comparing | Blue Cash Preferred Card from American Express | Blue Cash Everyday Card from American Express |
|---|---|---|
| Annual feeFees & Rates | $95 | $0 |
| Regular APRFees & Rates | 19.24% – 29.99% Variable APR | 19.24% – 29.99% Variable APR |
| Rewards rateRewards & Perks | 6% cash back at US supermarkets (up to $6,000 per year, then 1%), 6% on select US streaming subscriptions, 3% on transit and US gas stations, 1% on other purchases | 3% cash back on US supermarkets (up to $6,000 per year, then 1%), 3% on US online retail purchases (up to $6,000 per year, then 1%), 3% on US gas stations (up to $6,000 per year, then 1%), 1% on other purchases |
| Sign-up bonusRewards & Perks | $250 statement credit after spending $3,000 in purchases in the first 6 months | $200 statement credit after spending $2,000 in purchases in the first 6 months |
| Intro APR offerRewards & Perks | 0% intro APR on purchases and balance transfers for 12 months from date of account opening | 0% intro APR on purchases and balance transfers for 15 months from account opening |
Showing 5 of 10 specifications. Missing values stay unlisted. About the sources
Both sides of the decision
What you gain. What you give up.
Blue Cash Preferred Card from American Express
Reasons to choose it
- Market-leading 6% cash back at U.S. supermarkets (up to $6k/year)
- 6% cash back on select U.S. streaming subscriptions
- 3% cash back on transit and U.S. gas stations
Worth considering
- $95 annual fee ($0 intro fee in first year for select offers)
- 2.7% foreign transaction fee
Blue Cash Everyday Card from American Express
Reasons to choose it
- 3% cash back on U.S. online retail purchases (up to $6k/year)
- 3% cash back at U.S. supermarkets and U.S. gas stations (up to $6k/year each)
- Up to $84 annual Disney Bundle statement credit ($7/month) with $0 annual fee
Worth considering
- 2.7% foreign transaction fee
- 3% bonus cash back categories are each capped at $6,000 annual spend (then 1%)
Beyond the spec sheet
Living with your choice.
Explore the ownership details available for this pair.
What three years could cost
Blue Cash Preferred Card from American Express
3-Year Estimated Total$285
Blue Cash Everyday Card from American Express
3-Year Estimated Total$0
Know what’s behind the comparison
Published specs. Visible sources.
Clinchmark compares manufacturer specifications and other published information. We have not independently lab-tested these products. Editorial assessments and unknown values are identified in the specification details.
Catalog snapshot: September 1, 2026. Prices, availability, and provider terms can change.
Still weighing it up?
Which card has the lower annual fee, Blue Cash Preferred Card from American Express or Blue Cash Everyday Card from American Express?
Blue Cash Everyday Card from American Express charges $95 a year less.
What is the biggest catch with the Blue Cash Preferred Card from American Express or Blue Cash Everyday Card from American Express?
Blue Cash Preferred Card from American Express has this deal-breaker: annual fee. You pay before a single reward is earned.
Which is better for travel, the Blue Cash Preferred Card from American Express or the Blue Cash Everyday Card from American Express?
Tied on travel. Blue Cash Everyday Card from American Express charges less a year. The 2 rankable travel specs split 1 to 1. Saves $95 a year in fees.
What cannot be compared from spec sheets?
Of the 10 specs tracked here, 8 are descriptive and cannot be ranked on numbers alone. Spec sheets also cannot measure subjective factors like build quality, real-world performance, or comfort.
A few other possibilities.
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