Capital One
Capital One Venture Rewards Credit Card
Credit cards
$95/yrAnnual fee
Explore this product Your shortlist, side by side
Capital One Venture Rewards Credit Card vs Blue Cash Preferred Card from American Express
Find the differences that matter for your next decision.
American Express
Blue Cash Preferred Card from American Express
Credit cards
$95/yrAnnual fee
Explore this product What matters most to you?
Start with all rankable specifications, or focus on a particular use.
Your starting point
A genuine coin flip overall.
- Same annual fee and an even split on everything we can rank.
- Rewards rate: 2X miles on every purchase, every day; 5X… vs 6% cash back at US supermarkets
How we reached this
We compare the published specifications relevant to your priority. Each rankable specification counts once; your selected requirements can rule a product out. This is a guide to the numbers, not a laboratory performance score.
Sign-up bonus: 75,000 bonus miles after spending $4,000 in… vs $250 statement credit after spending $3,000…
Refine your requirements
What would rule one out?
Side by side
The differences, in detail.
Start with the key specs, then explore as much as you need.
| What you’re comparing | Capital One Venture Rewards Credit Card | Blue Cash Preferred Card from American Express |
|---|---|---|
| Annual feeFees & Rates | $95 | $95 |
| Regular APRFees & Rates | 19.99% – 29.74% Variable APR | 19.24% – 29.99% Variable APR |
| Foreign transaction feeFees & Rates | None (0%) | 2.7% of each transaction after conversion to US dollars |
| Rewards rateRewards & Perks | 2X miles on every purchase, every day; 5X miles on hotels and rental cars booked through Capital One Travel | 6% cash back at US supermarkets (up to $6,000 per year, then 1%), 6% on select US streaming subscriptions, 3% on transit and US gas stations, 1% on other purchases |
| Sign-up bonusRewards & Perks | 75,000 bonus miles after spending $4,000 in first 3 months ($750 travel value) | $250 statement credit after spending $3,000 in purchases in the first 6 months |
Showing 5 of 10 specifications. Missing values stay unlisted. About the sources
Both sides of the decision
What you gain. What you give up.
Capital One Venture Rewards Credit Card
Reasons to choose it
- Unlimited 2X miles on every purchase with no category tracking
- $100 Global Entry / TSA PreCheck application fee credit
- No foreign transaction fees and flexible miles redemption
Worth considering
- $95 annual fee
- Does not include the airport lounge access of the Venture X
Blue Cash Preferred Card from American Express
Reasons to choose it
- Market-leading 6% cash back at U.S. supermarkets (up to $6k/year)
- 6% cash back on select U.S. streaming subscriptions
- 3% cash back on transit and U.S. gas stations
Worth considering
- $95 annual fee ($0 intro fee in first year for select offers)
- 2.7% foreign transaction fee
Beyond the spec sheet
Living with your choice.
Explore the ownership details available for this pair.
What three years could cost
Capital One Venture Rewards Credit Card
3-Year Estimated Total$285
Blue Cash Preferred Card from American Express
3-Year Estimated Total$285
Know what’s behind the comparison
Published specs. Visible sources.
Clinchmark compares manufacturer specifications and other published information. We have not independently lab-tested these products. Editorial assessments and unknown values are identified in the specification details.
Catalog snapshot: September 1, 2026. Prices, availability, and provider terms can change.
Still weighing it up?
Which card has the lower annual fee, Capital One Venture Rewards Credit Card or Blue Cash Preferred Card from American Express?
Both charge the same annual fee.
What is the biggest catch with the Capital One Venture Rewards Credit Card or Blue Cash Preferred Card from American Express?
Both has this deal-breaker: annual fee. You pay before a single reward is earned.
Which is better for travel, the Capital One Venture Rewards Credit Card or the Blue Cash Preferred Card from American Express?
Too close to call on travel from the spec sheets. Only foreign transaction fee is rankable here. Lounge access: No vs No Rewards rate: 2X miles on every purchase, every day; 5X… vs 6% cash back at US supermarkets
What cannot be compared from spec sheets?
Of the 10 specs tracked here, 8 are descriptive and cannot be ranked on numbers alone. Spec sheets also cannot measure subjective factors like build quality, real-world performance, or comfort.
A few other possibilities.
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