Chase
Chase Sapphire Preferred Card
Credit cards
$95/yrAnnual fee
Explore this product Your shortlist, side by side
Chase Sapphire Preferred Card vs Capital One Venture Rewards Credit Card
Find the differences that matter for your next decision.
Capital One
Capital One Venture Rewards Credit Card
Credit cards
$95/yrAnnual fee
Explore this product What matters most to you?
Start with all rankable specifications, or focus on a particular use.
Your starting point
A genuine coin flip overall.
- Same annual fee and an even split on everything we can rank.
- Sign-up bonus: 60,000 Ultimate Rewards points after $4,000… vs 75,000 bonus miles after spending $4,000 in…
How we reached this
We compare the published specifications relevant to your priority. Each rankable specification counts once; your selected requirements can rule a product out. This is a guide to the numbers, not a laboratory performance score.
Intro APR offer: None vs None
The trade-off to know
Decide on sign-up bonus, or tick a deal-breaker below.
Look at the differences ↓Refine your requirements
What would rule one out?
Side by side
The differences, in detail.
Start with the key specs, then explore as much as you need.
| What you’re comparing | Chase Sapphire Preferred Card | Capital One Venture Rewards Credit Card |
|---|---|---|
| Annual feeFees & Rates | $95 | $95 |
| Regular APRFees & Rates | 21.49% – 28.49% Variable APR | 19.99% – 29.74% Variable APR |
| Rewards rateRewards & Perks | 5X travel via Chase, 3X dining/online grocery/select streaming, 2X other travel, 1X other | 2X miles on every purchase, every day; 5X miles on hotels and rental cars booked through Capital One Travel |
| Sign-up bonusRewards & Perks | 60,000 Ultimate Rewards points after $4,000 spend in first 3 months ($750 travel value) | 75,000 bonus miles after spending $4,000 in first 3 months ($750 travel value) |
| Intro APR offerRewards & Perks | None (Variable APR applies from account opening) | None |
Showing 5 of 10 specifications. Missing values stay unlisted. About the sources
Both sides of the decision
What you gain. What you give up.
Chase Sapphire Preferred Card
Reasons to choose it
- Points are worth 25% more when redeemed for travel through Chase Travel
- 1:1 point transfers to Hyatt, United, Southwest, and British Airways
- Primary rental car collision damage waiver insurance
Worth considering
- No airport lounge access
- $95 annual fee is not waived the first year
Capital One Venture Rewards Credit Card
Reasons to choose it
- Unlimited 2X miles on every purchase with no category tracking
- $100 Global Entry / TSA PreCheck application fee credit
- No foreign transaction fees and flexible miles redemption
Worth considering
- $95 annual fee
- Does not include the airport lounge access of the Venture X
Beyond the spec sheet
Living with your choice.
Explore the ownership details available for this pair.
What three years could cost
Chase Sapphire Preferred Card
3-Year Estimated Total$285
Capital One Venture Rewards Credit Card
3-Year Estimated Total$285
Know what’s behind the comparison
Published specs. Visible sources.
Clinchmark compares manufacturer specifications and other published information. We have not independently lab-tested these products. Editorial assessments and unknown values are identified in the specification details.
Catalog snapshot: September 1, 2026. Prices, availability, and provider terms can change.
Still weighing it up?
Which card has the lower annual fee, Chase Sapphire Preferred Card or Capital One Venture Rewards Credit Card?
Both charge the same annual fee.
What is the biggest catch with the Chase Sapphire Preferred Card or Capital One Venture Rewards Credit Card?
Both has this deal-breaker: annual fee. You pay before a single reward is earned.
Which is better for travel, the Chase Sapphire Preferred Card or the Capital One Venture Rewards Credit Card?
Too close to call on travel from the spec sheets. Only rewards rate is rankable here. Lounge access: No vs No Sign-up bonus: 60,000 Ultimate Rewards points after $4,000… vs 75,000 bonus miles after spending $4,000 in…
What cannot be compared from spec sheets?
Of the 10 specs tracked here, 8 are descriptive and cannot be ranked on numbers alone. Spec sheets also cannot measure subjective factors like build quality, real-world performance, or comfort.