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Citi · Credit cards

Citi Strata Premier Card

Comprehensive travel rewards card offering 3X ThankYou Points on restaurants, supermarkets, gas stations, EV stations, air travel, and hotels.

$95/yrAnnual fee

Not financial advice. Annual fees, APRs, bonuses and credits change. Confirm current terms with the issuer before you apply.

Compare with another product →Explore the specs
Annual fee
$95
Rewards rate
10X points on hotels, car rentals, and attractions via Citi Travel; 3X points on restaurants, supermarkets, gas stations, EV charging stations, air travel, and other hotels; 1X on all other purchases

A closer look.

Reasons to choose it

  • Broad 3X bonus categories across everyday and travel spending (dining, groceries, gas, hotels, flights)
  • $100 annual hotel benefit on bookings of $500+ via CitiTravel.com
  • No foreign transaction fees and 1:1 point transfers to airline and hotel loyalty programs

Worth considering

  • $95 annual fee
  • No airport lounge access benefit

Put it next to your other option.

15 published comparisons feature this product.

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Blue Cash Preferred Card from American Express

$95/yr

Citi Strata Premier Card

$95/yr

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American Express Gold Card

$325/yr

Citi Strata Premier Card

$95/yr

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The Platinum Card from American Express

$695/yr

Citi Strata Premier Card

$95/yr

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Bilt World Elite Mastercard

$0/yr

Citi Strata Premier Card

$95/yr

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Full specifications

Fees & Rates

Annual fee
$95
Regular APR
21.24% – 29.24% Variable APR
Foreign transaction fee
None (0%)
Late fee
Up to $41

Rewards & Perks

Rewards rate
10X points on hotels, car rentals, and attractions via Citi Travel; 3X points on restaurants, supermarkets, gas stations, EV charging stations, air travel, and other hotels; 1X on all other purchases
Sign-up bonus
70,000 bonus ThankYou Points after spending $4,000 in the first 3 months ($700 value)
Intro APR offer
None
Lounge access
No

Card Details

Credit neededOur summary
Good to Excellent (670–850)
Network
Mastercard
Card figures are from issuer materials and go stale. Credit-needed bands are our summary.Official Citi Strata Premier Card terms (opens in a new tab)

Catalog snapshot: September 1, 2026. Published specifications, not independent lab tests.

View the official source ↗

Credit-card figures are from issuer materials and go stale. This is not an offer to lend, not financial advice, and not a recommendation to apply. Verify every fee, APR, bonus and credit on the issuer's site.

Keep your options open

Also worth a look.

A few common questions.

How much does Citi Strata Premier Card cost?

Citi Strata Premier Card has an annual fee of $95/yr (catalog snapshot as of 2026-09-01). This is based on published issuer terms and is not a live financial offer.

What are Citi Strata Premier Card’s key specs?

Key specifications for Citi Strata Premier Card include annual fee ($95) and rewards rate (10X points on hotels, car rentals, and attractions via Citi Travel; 3X points on restaurants, supermarkets, gas stations, EV charging stations, air travel, and other hotels; 1X on all other purchases).

What does Citi Strata Premier Card compare against?

Citi Strata Premier Card is compared head to head against Blue Cash Preferred Card from American Express vs Citi Strata Premier Card, American Express Gold Card vs Citi Strata Premier Card, The Platinum Card from American Express vs Citi Strata Premier Card, Bilt World Elite Mastercard vs Citi Strata Premier Card, Capital One SavorOne Cash Rewards vs Citi Strata Premier Card, and Capital One Venture Rewards Credit Card vs Citi Strata Premier Card.