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Chase · Credit cards

Chase Sapphire Reserve

Premier travel card with $300 annual travel statement credit, Priority Pass lounge access, and 3X points on travel and dining.

$550/yrAnnual fee

Not financial advice. Annual fees, APRs, bonuses and credits change. Confirm current terms with the issuer before you apply.

Compare with another product →Explore the specs
Annual fee
$550
Rewards rate
10X hotels/cars & 5X flights via Chase Travel, 3X general travel & dining, 1X other

A closer look.

Reasons to choose it

  • $300 automatic annual travel statement credit offsets base annual fee
  • Complimentary Priority Pass Select lounge access and Sapphire Lounge entry
  • 50% bonus point value when redeeming points for travel through Chase Travel (1.5¢ each)

Worth considering

  • $550 annual fee plus $75 per authorized user
  • Requires Excellent credit (720+) to qualify

Put it next to your other option.

15 published comparisons feature this product.

Choose another product →
Credit cards8 differences

American Express Gold Card

$325/yr

Chase Sapphire Reserve

$550/yr

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The Platinum Card from American Express

$695/yr

Chase Sapphire Reserve

$550/yr

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Capital One Venture X Rewards

$395/yr

Chase Sapphire Reserve

$550/yr

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Credit cards9 differences

Chase Freedom Unlimited

$0/yr

Chase Sapphire Reserve

$550/yr

Compare the differences

Full specifications

Fees & Rates

Annual fee
$550
Regular APR
21.49% – 28.49% Variable APR
Foreign transaction fee
None (0%)
Late fee
Up to $40

Rewards & Perks

Rewards rate
10X hotels/cars & 5X flights via Chase Travel, 3X general travel & dining, 1X other
Sign-up bonus
60,000 Ultimate Rewards points after $4,000 spend in first 3 months
Intro APR offer
0% intro APR for 0 months (Pay Over Time APR applies)
Lounge access
Yes (Priority Pass Select + Sapphire Lounge by The Club)

Card Details

Credit neededOur summary
Excellent (720–850)
Network
Visa Infinite
Card figures are from issuer materials and go stale. Credit-needed bands are our summary.Official Chase Sapphire Reserve terms (opens in a new tab)

Catalog snapshot: September 1, 2026. Published specifications, not independent lab tests.

View the official source ↗

Credit-card figures are from issuer materials and go stale. This is not an offer to lend, not financial advice, and not a recommendation to apply. Verify every fee, APR, bonus and credit on the issuer's site.

Keep your options open

Also worth a look.

A few common questions.

How much does Chase Sapphire Reserve cost?

Chase Sapphire Reserve has an annual fee of $550/yr (catalog snapshot as of 2026-09-01). This is based on published issuer terms and is not a live financial offer.

What are Chase Sapphire Reserve’s key specs?

Key specifications for Chase Sapphire Reserve include annual fee ($550) and rewards rate (10X hotels/cars & 5X flights via Chase Travel, 3X general travel & dining, 1X other).

What does Chase Sapphire Reserve compare against?

Chase Sapphire Reserve is compared head to head against American Express Gold Card vs Chase Sapphire Reserve, The Platinum Card from American Express vs Chase Sapphire Reserve, Capital One Venture X Rewards vs Chase Sapphire Reserve, Chase Freedom Unlimited vs Chase Sapphire Reserve, Chase Sapphire Preferred Card vs Chase Sapphire Reserve, and Chase Sapphire Reserve vs Blue Cash Everyday Card from American Express.